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women applying spf with moisturiser to her face
Wed, Oct 01, 25

How to Choose the Best Moisturisers with SPF

When it comes to healthy, glowing skin, daily sun protection is non-negotiable. One of the easiest steps for mastering your skin routine is with a moisturiser that already includes SPF. These multitasking heroes hydrate, defend against premature ageing, and shield skin from harmful UV rays, all in a single step. Whether you’re looking for the best tinted moisturiser with SPF, the best men’s moisturiser with SPF, or the best face moisturiser with SPF 50, we’ve rounded up expert favourites from IMAGE Skincare, Environ, SkinCeuticals and Murad.

What is SPF? 

SPF (Sun Protection Factor) indicates how well a formula helps protect skin from UVB, the rays that contribute to burning. Most daily face formulas also offer broad-spectrum protection, which means they defend against UVA too (the rays most linked with premature ageing and pigmentation). For everyday weather (even on a cloudy day) reach for SPF 30–50 in a moisturiser you’ll actually enjoy wearing.

How SPF Works

SPF moisturisers use UV filters to absorb, scatter, or reflect UV rays before they can damage skin. Chemical (organic) filters primarily absorb UV and convert it to a tiny amount of heat; mineral (inorganic) filters like zinc oxide and titanium dioxide reflect/scatter a portion of UV. Many modern formulas blend these approaches for comfortable textures, minimal white cast, and reliable coverage. The most effective product is the one you’ll apply liberally and consistently, about two fingers’ length for face and neck.

Best Moisturisers with SPF for Every Skin Type

Finding the right moisturiser with SPF makes it easy to protect your skin every single day. These formulas don’t just guard against harmful UV rays,  they also hydrate, smooth, and support your overall skin health. Whether you prefer a lightweight tint for a busy morning or hydrating cream for dry skin, there’s an SPF moisturiser to suit every skin type and routine.

1. IMAGE Skincare Moisturisers

If you’re after the best tinted moisturiser with SPF for quick, polished mornings, IMAGE Daily Prevention Pure Minerals Tinted Moisturiser SPF 30 is a top choice. It delivers sheer, skin-evening coverage with mineral filters, making it perfect for makeup-free days while still giving daily protection. Prefer high protection without tint? The Ultra Defense Moisturiser SPF 50 layers comfortably under makeup and leaves no white cast, making it a reliable everyday option. For those who struggle with oily skin, the Sheer Matte Moisturiser SPF 30 offers a subtle neutral tint that helps blur imperfections and keep shine under control.

2. Environ

For Eviron, users usually keep their vitamin A moisturiser, then add SPF as the final step. If you want a streamlined route to a daily SPF moisturiser for the face, RAD Sun Protection SPF 15 is the classic Environ companion; it’s often paired with Skin EssentiA and Radiance+ steps for a complete routine. If you prefer higher protection, you can keep your Environ moisturiser and finish with one of the SPF 50 options above. This layered approach works well across dry skin and combination skin, depending on which Environ base moisturiser you’re already using.

3. SkinCeuticals

For the best men’s moisturiser with SPF that feels weightless and helps keep shine in check, Oil Shield UV Defense SPF 50 is a go-to. easy under stubble, gym-bag friendly, and comfortable for daily wear. If hydration and high protection are your priorities, the Ultra Facial UV Defense SPF 50 is an excellent choice, offering a classic, makeup-friendly finish. Those tackling dullness, uneven tone or sensitive skin can also look at Advanced Brightening UV Defense SPF 50 to support a more radiant look while protecting.

4. Murad 

If you’re searching for the best SPF moisturiser for a face that streamlines mornings, Superactive Moisturiser SPF 50 – Brightening by Murad delivers Vitamin C - powered radiance, lasting hydration and high protection in a single step, ideal for city commutes and makeup prep. Prefer a smoothing, age-supporting option? Superactive Moisturiser SPF 50 – Wrinkle-Fighting uses a “sun-friendly” retinoid approach for a firmer, refined look while providing SPF 50, making it a strong fit when you want the best face moisturiser with SPF 50 that won’t leave a white cast. Both formulas are hydrating enough for dry and dehydrated skin

When to use SPF Moisturiser?

Apply your SPF moisturiser every morning as the final step in your skincare routine, just before makeup if you wear it. Even on cloudy days or when you’re mostly indoors, UVA rays can still cause skin damage through windows and ambient light. For best results, reapply every two hours if you’re outdoors, active, or after sweating.

How to Apply SPF Moisturisers for Best Results

  • AM, last step: Apply your SPF moisturiser as the final step of skincare, before makeup.

  • Use enough: Aim for two finger-lengths for face and neck. If you’re relying on the best tinted moisturiser with SPF as your sole protection, be generous.

  • Reapply: Top up every 2 hours if you’re outdoors, sweating, or rubbing your face (e.g., masks, scarves). A clear SPF mist, cushion, or gel can help over makeup.

  • Don’t mix-measure: Layering two thin coats of SPF (e.g., serum + moisturiser) can help coverage, but don’t “dilute” with regular moisturiser first.

SPF Moisturiser FAQs

Is SPF Moisturiser better than sunscreen?

Not necessarily. An SPF moisturiser is a convenient way to combine hydration with daily UV protection, making it more likely you’ll apply it every morning. A standalone sunscreen often has higher protection and is designed for reapplication when you’re outdoors for longer. The best choice is the one you’ll wear consistently. Many people use an SPF moisturiser for everyday life and add a dedicated sunscreen for holidays or extended sun exposure.

Do you still need sunscreen if your moisturiser has SPF?

If you apply enough of your SPF moisturiser (around two fingers’ length for face and neck), it can give you the same level of protection as a sunscreen of the same SPF rating. For day-to-day use, an SPF moisturiser is usually enough. But if you’ll be swimming, sweating, or in direct sun for long periods, it’s smart to top up with a dedicated sunscreen that’s water-resistant.

How do I choose the right SPF moisturiser?

Think about your skin type and your lifestyle. If you like a natural finish and light coverage, the best tinted moisturiser with SPF might be perfect. If your skin is oil-prone, go for a matte or oil-control option. For mature or drier skin, a hydrating formula or the best face moisturiser with SPF 50 can provide both comfort and high protection. Above all, choose a texture you’ll enjoy using every day. That’s what makes SPF a habit.

Should you wear SPF everyday?

Yes. UVA rays are present all year round, even when it’s cloudy or you’re indoors near windows. Wearing an SPF moisturiser every day helps protect against premature ageing, pigmentation, and long-term damage. Making it part of your morning routine means your skin is always protected, no matter the season.

Shop Our Skincare Collection at Millies 

Finding the right moisturiser with SPF means your skin is protected, hydrated, and ready for whatever the day brings. Whether you prefer a tinted finish, a lightweight matte texture, or a hydrating SPF 50, there’s a formula to suit every skin type and routine. 

Explore our full collection from IMAGE Skincare, Environ, SkinCeuticals, and Murad to find your perfect match. Make daily sun protection the easiest step in your skincare.

 

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